Vehilce buying tips

The Truth About 0% Financing -
If you finance your next car through Texasgulf FCU, it may cost you less than if you financed with
the dealership -
even with 0% financing - when you take the rebate!

That's right! Dealers will usually offer you a $3,000 to $5,000 rebate off the price of a new vehicle if
you finance and not take the 0% rate.

The chart below shows you the truth about these factory advetised "Specials".  As you can see,
Texasgulf FCU financing
plus the rebate on a new vehicle is your BEST option!
Wharton County's Credit Union
 
Dealer
Texasgulf FCU 1
Texasgulf FCU 2
Loan rate
0.00%
2.95%
3.50%
Term
48 months
48 months
60 month
Price
$28,000.00
$28,000.00
$28,000.00
Rebate
$0.00
-$3,000.00
-$4,000.00
Amount financed
$28,000.00
$25,000.00
$24,000.00
 
Monthy payment  
$584.00
$553.00
$437.00
 
Total repayment
$28,000.00
$26,535.97
$26,197.73
 
Total Savings
$0.00
$1,464.03
$1,802.27
You need Java to see this applet.
Get Pre-Approved before you shop -
If you're ready to purchase a new vehicle, get pre-approved with Texasgulf FCU before you go
shopping.  You'll have a piece of mind knowing what you're approved for, what your interest rate
will be and you'll know what your monthly payment will be.  We can even include an extended
warranty, GAP insurance and life & disability insurance in the financing.
*The rates shown above are for excellent credit.  Everyone will not qualify for these rates.
Rates are subject to change without notice.
9 Vehicle Buying
Scams To Avoid
Cars are big-ticket items,
and there are many ways
for fraudsters to bilk
unsuspecting victims. The
rise of Internet commerce
has
more...
    ®2010 - 2011 Texasgulf FCU              2101 N. Fulton St.   Wharton, TX  77488                                                         1313 West Loop, El Campo, TX  77437
                                                                          (979) 282-2300                                    Toll Free (800) 647-8428                          (979) 578-9000
Check the value of your trade in before you go to the dealership
It may be best if you sell your vehcile instead of trading it in