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| | | List Of Loans Offered By Texasgulf |  |
| AUTO LOANS - NEW |
| Texasgulf FCU may finance up to 100% of the asking/selling price, plus tax, title & license
Terms: New vehicles may be financed up to 72 months*
*Amount financed must be $20,000.00 or more to finance 72 months |
| AUTO LOANS - USED |
| Texasgulf FCU may finance up to 100% of the asking/selling price, plus tax, title & license
Terms: Used vehicles may be financed up to 72 months*
*Amount financed must be $20,000.00 or more to finance 72 months |
| COLLATERAL LOANS |
| Texasgulf FCU offers various terms for these collateral loans:
- Motorcycle
- Boat
- Trailer
- RV
- Farm Equipment
- Stock
- Etc.
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| PERSONAL LOANS |
| Texasgulf FCU offers 2 types of personal loans at competitive rates:
- RCP (Revolving Credit Plan) - a loan that you can make advances on up to your pre-approved limit
- Limit - a regular personal loan with a set limit (no advances)
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| TEXASGULF MASTERCARD® |
| Texasgulf FCU offers MasterCard® and Platinum MasterCard® at competitive rates
We have 2 reward programs with our Texasgulf MasterCard®,
Member Miles and introducing our Rebate Program |
| REAL ESTATE LOANS |
Texasgulf FCU offers great real estate loans at competitive rates
Original Program
Terms:
- 5 years up to $50,000*1
- 10 years $35,000.00 - $50,000.00*1
1FINANCE 75% OF APPRAISED VALUE
*Under $25,000.00 - Tax apraisal may be sufficient w/ management approval
WILL NEED A CERTIFIED RESIDENTAIL APPRAISAL WITH 3 COMPARISONS
Special Program
Terms:
- 5 years No Minimum2
- 10 years $35,000.00 Minimum2
- 15 years $50,000.00 Minimum2
- 25 years $75,000.00 Minimum2
- 30 years $100,000.00 Minimum2
2FINANCE 95% OF APPRAISED VALUE
WILL NEED A CERTIFIED RESIDENTAIL APPRAISAL WITH 3 COMPARISONS
Applications for real estate loans are available at each location
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| HOME EQUITY LOANS |
Texasgulf FCU offers home equity loans at competitive rates
Terms:
- 5 years
- 10 years
- 15 years
FINANCE 80% OF APPRAISED VALUE
WILL NEED MOST RECENT TAX APPRAISAL
Applications for home equity loans are available at each location |
| SECURED LOANS |
| Texasgulf FCU offers 2 types of secured loans at competitive rates where you can use the funds in another TGFCU account as collateral:
- Share Secured - use the funds in your share/savings account as collateral
- CD Secured - use your Money Market Certificate or Easy Share Certificate as collateral
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| CO-MAKER LOANS |
| Texasgulf FCU offers co-maker loans at competitive rates
Texasgulf understands the needs of our members. For those with not so perfect credit, this type of loan may be right for you. A co-maker is someone who is joint on your account or has his or her own membership and is willing to co-sign on a loan with you.
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