With rising healthcare, dental and 401K benefit costs, it's hard or next to impossible to find a no-cost benefit to offer your employees. Through a Business Partnership with Texasgulf Federal Credit Union, your company can offer membership to Texasgulf as an Employee Benefit without adding a penny to your budget. The U.S. Department of Labor figures that the average business in Texas spend $5.91 per hour worked on employee benefits for each employee. That comes out to $12,292.80 a year per employee!*

When your company offers Texasgulf membership to your employees as an Employee Benefit, they can take advantage of one or all of the products and services available to them. There is no mandatory sign up or pressure to join. Anyone can join or cancel their membership whenever they choose.

Financially sound employees are happy employees. The following article is from Work & Family Connection, Inc.

"Employees are grappling with unchecked spending; more than a fourth say they're one major setback away from financial disaster.

Calls for financial help rose 69% between 2002 and 2003, says ComPsych Corp., with most related to debt, refinancing and failed investments. The employee assistance company surveyed employees from its 700 client companies in January, and found 27% in dire straights and 22% saying they were worse off than last year, with less savings or income and more debt that before. 'Couples in particular are dealing with exploding debt,' says CEO Richard Chaifetz, 'as they try to maintain two-income lifestyles, even after one partner is laid off, or is working but unemployed.' In addition to financial counseling, EAPs can help, since employees in financial trouble often suffer from depression, anxiety and marital or family issues."

©2004 Work & Family Connection, Inc.

With the help from our Credit Union, your employees will receive the resources and education to keep their finances in check, get great rates on loans and high rates on deposit accounts. With their finances in order, your employees will have an unobstructed mind at work, thus making them more productive.

What other benefit can offer this?

The most important feature of Texasgulf membership is, once they are a member, they are always a member regardless if they change careers or even move out of state.

For more information on the products and services we have to offer, please click on the Services link on the left. Basically, everything we have to offer, you can offer to your employees, at no additional cost to your company! Where else could you find an employee benefit that offers this much without costing a 1¢?

PLUS, EVERY EMPLOYEE IS ELIGIBLE FOR THIS BENEFIT! FULL TIME, PART TIME OR SEASONAL! NO OTHER BENEFIT CAN BEAT THIS OFFER!

When we say, "No Cost Benefit", we mean NO COST! A business development representative will supply your existing payroll staff with all the materials, such as new employee packets, paycheck inserts, break room posters and even provide a once-a-month sign up day at your company. Additionally, if your company has a newsletter, intranet or email system, Texasgulf can submit an articles, web page or email about an upcoming promotion, sign up day or announce a new product or service. These are just a few ways we serve our Business Partners.

All we ask of you in return is:

• Help us get the informational packets, payroll inserts or handouts to your employees
• Post any promotional flyers that we send you
• Work together to schedule an initial and subsequent employee sign up days