Offering Members Reduced Fees On Specified Services And Bonus Points On CD's Based On Combined Share And Loan Balances In An Individual Members' Account
	Balance Level	Fee Discount*	CD Bonus**
Step 1	$25.00 - $20,000.00	No Discount	No Bonus
Step 2	$20,000.01 - $40,000.00	.25% Discount	.05% CD Bonus
Step 3	$40,000.01 - $60,000.00	.50% Discount	.10% CD Bonus
Step 4	$60,000.01 - Up	No Fees	.15% CD Bonus
* Discount applies to : Travelers Cheques, Money Orders, Cashiers Checks, Check Copies, Temporary Checks & Statement Copies ONLY ** CD Bonus is added to most current rate being offered - Excludes Preferred Rates. Cannot be added to Preferred Rate. Cannot be combined with any other offer. BALANCE LEVELS MUST BE MAINTAINED TO OBTAIN DISCOUNTS AND BONUSES.